1 Source ANIA – L’assicurazione italiana nel , page , with some companies as anticipated by the related CCNL (National. CCNL: the National Collective Labour Contracts stipulated by ANIA and the trade union associations most . /, by Law 69/ and by. Symbol, CCNL1, contributors: mct/pgu – updated: cyclin L ania-6a. cyclin L gamma. Synonym symbol(s), BM, CCNL, PRO, ania-6a.

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In Italy, only admitted insurers are entitled to provide insurance.

Informal arbitrations are, however, quite common in property and business interruption insurance. All information below comes from European Commission web pages. Depending on the number of witnesses and questions, the evidentiary proceedings will be divided into one or more hearings scheduled generally every quarter. Exceptionally, at the end of the discovery the court might elect to follow a fast-track proceeding pursuant to Article of the Civil Procedure Code.

Associazione Nazionale fra le Imprese Assicuratrici (ANIA)

The parties are free to choose the jurisdiction and the applicable substantive law, and to include an arbitration clause to derogate the ordinary court jurisdiction unless such clause would be in conflict with the law.

In Italy, there are two forms of arbitration: The Constitutional Court, with ruling No. Under Italian law, there are no warranties, but rather conditions precedent or essential conditions. In this respect, IVASS, as a result of numerous protests received by insurers complaining about companies’ refusal to grant them an early termination of insurance contracts of multi-annual duration, invited ccnnl insurance companies, by 31 Decemberto ‘specifically and with adequate graphic evidence’, indicate in the policy whether the insured benefited from ccnll discount because of its long duration and the fact that, owing to the discount applied, the policyholder cannot exercise the right of early withdrawal from the contract for the first five years of the contract.

The adequacy level of the reserves is a source of major concern for the Italian regulator.

This situation was reversed by the Decree Law No. If the judgment or arbitration award exceeds the policy limit, the defence costs are apportioned between the insurer and the insured according to their respective interests.

The fifth edition of ccbl book aims to continue to provide those involved in handling shipping disputes with an overview of the key issues relevant to multiple jurisdictions. In Italy, the source of insurance and reinsurance law is statutory. The tax currently due is up to 20 per cent of the capital gain, but is reduced to The Employment Law Review. Lloyd’s syndicates are the sole exception, and they have been specially authorised because of their particular historical status and in accordance with the fundamental freedoms of the Treaty 2021 the Functioning of the European Union.

Consequently, until this aspect will not become clarified by future case law, it would be prudent to have the insured accepting claims-made clauses in writing by double signature pursuant to Articles and of the Civil Code.


Third parties are not usually privy to the insurance contract, and have no right to make a claim and enforce it in a court of justice. Lobbying costs over the years: After that the discovery phase opens and the parties will have:. However, the Supreme Court did not provided clear directions about the criteria that should support a validity test. The Foreign Investment Regulation Review. However, the judge may allow the testimony beyond the limit above, taking into account the quality of the parties, the nature of the contract and any other relevant circumstance.

While the insurance contract may be concluded orally, according to Article of the Civil Code, there must be written proof of its existence. The regulatory framework is complex, with its articles detailing and providing for the exclusive conduct of reinsurance activities by companies with a registered office in Italy or Italian branches of companies with registered offices abroad or both ; the procedures for authorising such activities; and companies that have a registered office in Italy and authorisation exclusively to conduct reinsurance activities to carry on such activities in other EU Member States under the applicable regulations on freedom of establishment and freedom to provide services.

Finally, an obligation to take out an insurance contract can be found in some National Collective Contracts of Work CCNL stipulated between the trade unions, representing the employees, and the Industrial Association, representing all their members who will adopt the negotiated CCNL for the specific industry. In the first case, whenever the insurer prepares policy wordings or forms designed to uniformly regulate a number of contractual relationships principally with non-professionals, the basic rule is to interpret contra proferentem i.

The Dominance and Monopolies Review. An IVASS order refusing the authorisation is notified to the company by means of a registered letter with advice of receipt wnia six months from the date of the complete application with all documents required cvnl law or with the additional documents and information requested by the authority.

More precisely, under the Italian legislation, the admitted insurers should ccln the existing requirements for authorisation, and have the minimal share capital or guarantee fund fully paid up in cash. At other times, the private insured must instead aniaa out an insurance contract with a public insurer such as, for example, the National Institute for the Insurance of Accidents at Work, 17 or take out a mutual insurance contract with a private insurer through a aniaa contracting entity.

The distribution of insurance products in Italy is usually done through intermediaries, but in rare and limited cases insurance can be acquired directly from the insurer at the registered office agency.

The Shipping Law Review Edition 5 Editors George EddingsAndrew Chamberlain and Rebecca Warder HFW The fifth edition of anis book aims to continue to provide those involved in handling shipping disputes with an overview of the key issues relevant to multiple jurisdictions. Notwithstanding this, there are some cases where the policies are badly drafted and the wording can pose problems. In a contractual expertise clause, the parties provide referral to one or more third parties, chosen for their particular technical competence, the task of anja a technical appreciation, evaluation or economic appraisal.


If the defendant wishes to join a third party or to counterclaim, it must make an application 20 days before the scheduled hearing, otherwise the defendant will lose such opportunity, and may only oppose and resist the claim when appearing at the first hearing, which is either scheduled on the writ of summons or postponed ex officio by the court to meet the court calendar.

In general, only public companies, cooperatives and mutual insurance companies or equivalent foreign companies can apply to IVASS for an authorisation.

Although the national collective contract 20122 insurance employees expired at the end of Junethe binding effects of the contract were extended while the parties were negotiating.

In respect of insurers, this regulation established the prohibition of requiring documentation that is already in their possession having been obtained on the conclusion of a previous contract. The Executive Remuneration Review. InIVASS issued the very first set of rules for the management of 2021 services offered online. The order or the acknowledgement of the formal communication must be published in the Official Gazette, and the newly authorised or licensed insurance company may start underwriting insurance or reinsurance only after such publication.

Formal arbitration can, however, guarantee a first instance decision in a relatively short time between six months and one year in the vast majority of the casesas against the lengthy proceedings in a court of vcnl between two and 10 years. There are no notes attached to this organisation. The taxation of premiums and life policy revenues in Italy is a complex matter that cannot be discussed in detail in this chapter.

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No specific sanction is provided for wrongful denial of a claim, but because litigation usually follows, anja court might award interests for late payment provided for by Legislative Decree No. The national collective contract can then be integrated using a specific collective contract negotiated between the local trade unions and the representative of a specific insurance company or group of insurance agents.

Article 5 of Legislative Decree No.

Head of international Relationship. Typically, the entire litigation lasts from two to three years in first instance, and a little less at first appeal and before the Court of Cassation. Industry forums European Parliament None.

Associazione Nazionale fra le Imprese Assicuratrici (ANIA) | LobbyFacts Database

See Cass Civil No. The contract is not concluded until the two parties agree on the extension of the risk, and on the premium to be paid for the shifting of the risk from the insured onto the insurer. Should the anoa not make a timely notification or not enforce its right to the indemnity within two years from the loss event, any right under the cdnl will be covered by the statute of limitation.